2Slides Logo
Preview

BVNK Stablecoin Utility Report 2026

57 slides

BVNK Stablecoin Utility Report 2026 - Global Consumer Survey on Stablecoin Usage

73 likes
1 downloads

Quick Navigation

Tags

Stablecoin
Cryptocurrency
Fintech
Digital payments
Cross-border payments

Share the slides

Description

Main Topic

BVNK Stablecoin Utility Report 2026 - Global Consumer Survey on Stablecoin Usage

Key Benefits

  • Comprehensive 57-page research report based on survey of 4,658 adults across 15 countries
  • Data-driven insights on stablecoin ownership, spending, management, and payment experience
  • Regional comparisons between high-income and low/middle-income economies
  • Expert commentary from BVNK, Coinbase, YouGov, and Artemis leaders
  • Professional data visualizations including bar charts, pie charts, stacked bars, and bubble charts
  • Actionable findings for fintech, banking, and crypto businesses

Target Audience

  • Fintech product managers and strategists
  • Banking and financial services executives
  • Cryptocurrency and blockchain industry professionals
  • Payment infrastructure companies
  • Market researchers and analysts in digital finance
  • Investors evaluating stablecoin opportunities
  • Regulatory and policy professionals

Use Cases

  • Industry conference presentations on stablecoin adoption trends
  • Board-level strategy decks for crypto payment integration
  • Market research reference for stablecoin product development
  • Investor pitch decks for stablecoin-related ventures
  • Policy briefings on consumer stablecoin usage patterns
  • Internal strategy sessions for banks considering stablecoin wallets

Unique Value Propositions

  • Largest global consumer survey on stablecoin utility with 4,658 respondents
  • Covers 15 countries across 7 regions with income-level segmentation
  • Clean, modern BVNK brand design with consistent blue color palette
  • Includes expert commentary from Coinbase and Artemis leadership
  • Bridges the gap between on-chain data and actual consumer behavior
  • Covers the full stablecoin lifecycle: owning, managing, spending, earning, and paying

Slide Pages (57)

Detailed view of each slide page, including layout, key content and visual elements.

Page 1
title slide

Cover - Stablecoin Utility Report 2026

Content

Title slide with BVNK branding, subtitle 'How global consumers use stablecoins to unlock their money', partner logos: YouGov, Coinbase, Artemis

Layout Structure

Full-bleed dark blue gradient background with bold white typography, partner logos at bottom

Key Visual Elements

  • Dark blue-to-cyan gradient
  • BVNK logo
  • Partner logos
  • Bold white typography
Page 2
agenda

Table of Contents

Content

Report structure: Overview (p3), Executive Summary (p7), Foreword (p11), Key Findings (p12) with sub-sections, Appendix (p52)

Layout Structure

Light background with left-aligned heading and right-aligned numbered sections

Key Visual Elements

  • Clean hierarchical layout
  • Section numbering
  • Sub-section list
Page 3
section divider

Overview Section Divider

Content

Section divider for the Overview section

Layout Structure

Dark blue gradient background with large white 'Overview' text

Key Visual Elements

  • Dark gradient background
  • Bold white typography
Page 4
team/contributors

Contributors

Content

Four contributing organizations: BVNK, YouGov, Coinbase, Artemis with descriptions and key personnel photos

Layout Structure

Four-column layout with organization logos, descriptions, and contributor headshots

Key Visual Elements

  • Company logos
  • Headshot photos
  • Role descriptions
Page 5
methodology

Methodology

Content

YouGov surveyed 4,658 adults aged 18+ across 15 countries grouped into 7 regions. Fieldwork September-October 2025.

Layout Structure

Left text block with methodology details, right side has world map showing regional coverage

Key Visual Elements

  • World map visualization
  • Country list by region
  • Income classification legend
Page 6
definition/overview

What are stablecoins?

Content

Stablecoins defined as digital currency pegged to fiat. Market grown to over $300 billion. Examples: USDC, USDT, PYUSD.

Layout Structure

Left headline, right explanatory text, bottom hero stat '$300 billion' in oversized blue typography

Key Visual Elements

  • Massive $300 billion typography
  • Two-column text layout
Page 7
section divider

Executive Summary Section Divider

Content

Section divider for Executive Summary

Layout Structure

Dark blue gradient with large white text

Key Visual Elements

  • Dark gradient background
  • Bold white typography
Page 8
key statistics

Stablecoins as Modern Wealth

Content

56% intend to acquire more in 12 months, 54% held in last 12 months, 13% non-holders intend to acquire. 35% of freelancer earnings in stablecoins.

Layout Structure

Left stat cards (56%, 54%, 13%), right narrative text with gauge chart showing 35%

Key Visual Elements

  • Blue stat cards
  • Semi-circle gauge chart
  • Bold percentage callouts
Page 9
key statistics

Exchanges Dominate, Banks Have Opportunity

Content

77% would open stablecoin wallet if bank offered one. Exchanges dominate but trust in traditional finance runs deep.

Layout Structure

Left text with headline, right dot matrix visualization showing 77%, large 77% stat at bottom

Key Visual Elements

  • Dot matrix grid (77 filled, 23 empty)
  • Large 77% typography
Page 10
key statistics

Stablecoins Move - Spending Gap

Content

28% convert/spend within days, 23% within 1-3 weeks. 42% want to spend on major purchases vs 28% currently do. Spending gap highlighted.

Layout Structure

Top stat cards, right narrative text, bottom blue highlight boxes showing spending gap (42% vs 28%)

Key Visual Elements

  • Stat cards with timeframes
  • Blue highlight boxes
  • Spending gap comparison
Page 11
foreword/editorial

Foreword by Chris Harmse

Content

Foreword from BVNK Co-Founder discussing disconnect between macro stablecoin numbers and everyday usage, survey methodology and key findings preview

Layout Structure

Left side with large quote text and headshot, right side with full-column editorial text

Key Visual Elements

  • Headshot photo
  • Large blue quote text
  • Three-column body text
Page 12
section divider

Key Findings Section Divider

Content

Section divider with sub-section list: Owning (13), Managing (20), Spending (26), Getting paid (37), Payment experience (41)

Layout Structure

Dark blue gradient with large 'Key findings' text and right-aligned sub-section index

Key Visual Elements

  • Dark gradient
  • Sub-section navigation list
Page 13
section divider

Owning Stablecoins - Sub-section Divider

Content

Sub-section divider for 'Owning stablecoins'

Layout Structure

Light cyan gradient with large dark text

Key Visual Elements

  • Cyan gradient background
  • Bold dark typography
Page 14
data insight

Holdings Are Growing, Momentum Is Accelerating

Content

Higher ownership in low/middle-income economies (60%) vs high-income (45%). Africa leads at 79%. Average holdings under $200 globally, ~$1,000 in high-income.

Layout Structure

Left photo of woman with phone, right side with bold headline and body text

Key Visual Elements

  • Lifestyle photography
  • Bold typography headline
Page 15
data visualization

Half Have Increased Holdings in Last 12 Months

Content

49% increased holdings (all markets), 54% in low/middle-income, 40% in high-income. Only 7% decreased. NET any change: 55%.

Layout Structure

Left headline text, right stacked horizontal bar charts segmented by market type

Key Visual Elements

  • Stacked bar charts
  • Color-coded legend
  • NET change callouts
Page 16
data visualization

Intent to Own Is High

Content

56% plan to acquire more. Africa highest ownership (79%) and forward intent (76%). +73% increase in Africa. Non-owner intent: 13% overall, 16% in low/middle-income.

Layout Structure

Left text narrative, right side with large +73% hero stat and grouped bar chart by economy type

Key Visual Elements

  • Large +73% typography
  • Grouped bar chart
  • Three market segments
Page 17
data visualization

Stablecoins as Core Wealth Allocation

Content

34% overall mean of savings in stablecoins. 36% in low/middle-income, 29% in high-income. 48% allocate up to 1/4 of savings.

Layout Structure

Left headline, right bar chart showing proportion distribution, far right large percentage callouts

Key Visual Elements

  • Vertical bar chart
  • Three large % callouts (34%, 36%, 29%)
Page 18
data visualization

Ownership Skews Young, Entrepreneurial, Gender-Balanced

Content

54% of owners aged 18-34. 60% male but Africa nearly equal (51:49). Demographics by age, income source, and interest groups.

Layout Structure

Left text narrative, right multi-section grouped bar charts (Age, Main income, Groups of interest)

Key Visual Elements

  • Multiple grouped bar chart sections
  • Age/income/interest segmentation
Page 19
statement/quote

This Is Money Solving Real Problems, Not Speculation

Content

Statement slide emphasizing utility over speculation

Layout Structure

Large bold text on light gradient background

Key Visual Elements

  • Bold typography
  • Light gradient background
Page 20
section divider

Managing Stablecoins - Sub-section Divider

Content

Sub-section divider for 'Managing stablecoins'

Layout Structure

Light cyan gradient with large dark text

Key Visual Elements

  • Cyan gradient background
Page 21
data insight

Centralized Exchanges Still Dominate

Content

Buying methods: centralized exchange (34%), crypto wallet apps (28%), crypto brokers (17%). Despite crypto's decentralized origins.

Layout Structure

Left bold headline with body text, right lifestyle photo of woman on bridge using phone

Key Visual Elements

  • Lifestyle photography
  • Bold headline typography
Page 22
data visualization

46% Prefer Exchange Platforms

Content

Preferred platforms: exchange (46%), payment apps with crypto (40%), mobile wallet (39%), banking app (23%), hardware wallet (13%)

Layout Structure

Left headline with large 46% stat, right horizontal grouped bar chart comparing all/low-middle/high-income

Key Visual Elements

  • Large 46% typography
  • Horizontal grouped bar chart
  • Three-color income segmentation
Page 23
data visualization

Personal Banking and Fintech Apps Have a Strong Right to Play

Content

77% NET likely to open stablecoin wallet in banking app (83% low/middle-income, 67% high-income). Africa highest at 91%.

Layout Structure

Left headline, right stacked horizontal bars showing likelihood by market type with NET likely callouts

Key Visual Elements

  • Stacked bars with 5-point scale
  • NET likely badges
  • Large 91% callout
Page 24
statement/quote

Trust Is Already There, Infrastructure Gap Holds Banks Back

Content

Statement slide on banking opportunity

Layout Structure

Large bold text on light gradient background

Key Visual Elements

  • Bold dark typography
  • Light gradient background
Page 25
expert commentary

Commentary - Coinbase: Financial System Embracing Stablecoins

Content

Expert commentary from Coinbase (Alec Lovett, John Turner) on institutional adoption, GENIUS Act, USDC growth, and future of stablecoin utility

Layout Structure

Large headline, contributor photos and titles, multi-column editorial text

Key Visual Elements

  • Blue headline text
  • Headshot photos
  • Multi-column text
Page 26
section divider

Spending Stablecoins - Sub-section Divider

Content

Sub-section divider for 'Spending stablecoins'

Layout Structure

Light cyan gradient with large dark text

Key Visual Elements

  • Cyan gradient background
Page 27
data visualization

Stablecoins Move, They Don't Sit Still

Content

45% convert to local currency, 27% spend directly. 28% convert/spend within days. APAC (39%) and South Asia (36%) lead direct spending.

Layout Structure

Left bold headline, right stacked horizontal bars showing storage duration by market type

Key Visual Elements

  • Stacked bar charts
  • NET timeframe callouts
  • Significance indicators
Page 28
data visualization

Speed Varies by Region

Content

South Asia 45% convert immediately/within days vs Europe 17%. Regional bubble chart comparison across 7 regions.

Layout Structure

Top headline, bottom proportional circle chart showing conversion speed by region

Key Visual Elements

  • Proportional circle chart
  • Seven regions compared
  • Significance indicators
Page 29
data visualization

Interest in Stablecoin Cards Is High

Content

71% NET likely to use linked debit card. 78% in low/middle-income, 60% in high-income. Africa leads at 89%.

Layout Structure

Left headline with 89% callout, right stacked bars showing card interest by economy type

Key Visual Elements

  • Large 89% typography
  • Stacked likelihood bars
  • NET likely badges
Page 30
data insight

Demand for Merchant Acceptance Far Exceeds Supply

Content

Desire to spend exceeds current spending in every category. Top: everyday/subscription spending (38%). Driven by Nigeria (62%), South Africa (50%).

Layout Structure

Left headline and text, right lifestyle photo of person making mobile payment

Key Visual Elements

  • Lifestyle photography
  • Bold headline
Page 31
data visualization

Gaps Between Current and Desired Spending Are Significant

Content

Current vs desired spend across categories: online purchases (27% vs 34%), subscriptions (21% vs 27%), big purchases (18% vs 29%), travel (16% vs 26%)

Layout Structure

Left headline, right dual-bubble chart comparing current vs desired spending across 10 categories

Key Visual Elements

  • Dual-bubble comparison chart
  • Category groupings
  • Current vs desired legend
Page 32
data visualization

Desired and Current Spend Highest in Nigeria, India, South Africa

Content

Country-level spending comparison. Nigeria leads (92% current, 96% desired). UK lowest (43% current, 57% desired).

Layout Structure

Left headline, right horizontal dual-bubble chart ranked by 16 countries

Key Visual Elements

  • Country ranking chart
  • Current vs desired bubbles
  • 16-country comparison
Page 33
data visualization

Acceptance Drives Acquisition

Content

52% have bought specifically because merchant accepted stablecoins. 60% in low/middle-income, 42% in high-income.

Layout Structure

Left headline, right stacked bars showing yes-multiple/yes-once/not sure/no by economy type

Key Visual Elements

  • Stacked bars
  • NET Yes badges
  • Three economy segments
Page 34
quote

Quote - Chris Harmse on Stablecoin Acceptance

Content

Quote: 'Stablecoin acceptance doesn't just convert customers, it creates them. It's a universal payment rail...'

Layout Structure

Large blue quote text with attribution on light gradient background

Key Visual Elements

  • Large blue quotation marks
  • Blue quote text
  • Attribution
Page 35
expert commentary

Commentary - Artemis: Beyond Crypto, New Era of Stablecoin Utility

Content

Expert commentary from Artemis (Anthony Yim, Andrew Van Aken) with active addresses chart showing 500% supply increase and 1,300% address growth

Layout Structure

Large headline, contributor photos, editorial text, stacked bar chart of active addresses 2021-2026

Key Visual Elements

  • Time-series stacked bar chart
  • USDT/USDC/Other legend
  • Headshot photos
Page 36
data visualization

Stablecoin Payments Volume by Use Type

Content

2026 Artemis/McKinsey report shows volumes annualizing to $390B. Visa card settlement grew $1B to $3B. Breakdown by B2B, P2P, Remittance, Card, Prefunding.

Layout Structure

Stacked bar chart showing monthly payment volume Jan 2024 - Oct 2025 by type, with editorial text above

Key Visual Elements

  • Time-series stacked bar chart
  • Five payment type segments
  • Dollar scale to $35B
Page 37
section divider

Getting Paid in Stablecoins - Sub-section Divider

Content

Sub-section divider for 'Getting paid in stablecoins'

Layout Structure

Light cyan gradient with large dark text

Key Visual Elements

  • Cyan gradient background
Page 38
data visualization

Stablecoins Unlock Cross-Border Work and Sales

Content

35% overall mean of annual earnings paid in stablecoins. 36% in low/middle-income, 32% in high-income. Core revenue, not supplemental.

Layout Structure

Left bold headline, right bar chart distribution with three large % callouts

Key Visual Elements

  • Distribution bar chart
  • Three large % callouts (35%, 36%, 32%)
Page 39
data visualization

They Increase Business Capacity

Content

76% of marketplace sellers report improved sales/customer base. 73% of freelancers report improved international work ability. 77% interested in accepting crypto.

Layout Structure

Left headline, right editorial text, bottom two stacked bars comparing sellers vs freelancers

Key Visual Elements

  • Two horizontal stacked bars
  • NET Improved badges
  • Improvement scale
Page 40
data visualization

Interest in Getting Paid in Stablecoins

Content

77% NET interested overall. Africa 95%, APAC 87%. Breakdown by region, economy, crypto status, and interest groups. 44% very interested.

Layout Structure

Left pie chart showing interest levels, right horizontal bars by region/economy/crypto status/groups

Key Visual Elements

  • Pie chart
  • Multiple horizontal bar segments
  • Significance indicators
Page 41
section divider

Payment Experience - Sub-section Divider

Content

Sub-section divider for 'Payment experience'

Layout Structure

Light cyan gradient with large dark text

Key Visual Elements

  • Cyan gradient background
Page 42
data visualization

Why People Pay with Stablecoins: Practicality Wins

Content

Top motivations: lower fees (30%), security (28%), international use (27%), merchant acceptance (26%), faster settlement (25%)

Layout Structure

Left bold headline and text, right horizontal bar chart ranking 13 motivations

Key Visual Elements

  • Horizontal bar chart
  • 13 ranked motivations
  • Percentage labels
Page 43
data visualization

Fee Savings Are Substantial

Content

40% mean saving on traditional payment fees. World Bank average cost of sending $200 internationally is 6.4%. Pie chart of savings distribution.

Layout Structure

Left editorial text, right pie chart with 5 savings bands, bottom large 40% callout

Key Visual Elements

  • Pie chart
  • Large 40% typography
  • Five savings bands color-coded
Page 44
data visualization

Fee Savings Are Consistent Across Regions

Content

Overall 40% saved. South Asia highest at 45%. Consistent across high-income (35%) and low/middle-income (41%). Freelancers and sellers both 44%.

Layout Structure

Left headline, right horizontal bars segmented by region, economy, and groups of interest

Key Visual Elements

  • Horizontal bar chart
  • Three segment groups
  • Significance indicators
Page 45
qualitative insights

What Payers Like: Speed and Reach

Content

26% cite speed and convenience as key benefit. Fast transactions, lower fees, global accessibility, 24/7 availability, strong security.

Layout Structure

Bold headline with green 'like' accent, bullet checklist, three user quote cards

Key Visual Elements

  • Green accent color
  • Checkmark list
  • Quote cards with speech marks
Page 46
qualitative insights

What Payers Dislike: Complexity, Limits, and Risk

Content

Irreversible payments (30%), too many steps (22%), limited merchant acceptance, wallet complexity, regulatory uncertainty, high network fees.

Layout Structure

Bold headline with red 'dislike' accent, X-mark list, three user complaint quote cards

Key Visual Elements

  • Red accent color
  • X-mark list
  • Quote cards with pain points
Page 47
data visualization

Users Most Frustrated by Irreversible Payments

Content

Frustration ranking: irreversible payments (30%), too many steps (22%), blockchain selection (20%), unfavorable exchange rates (20%)

Layout Structure

Left headline, right horizontal bar chart ranking 10 frustration points

Key Visual Elements

  • Horizontal bar chart
  • 10 ranked challenges
Page 48
quote

Quote - Chris Harmse on Design Failures

Content

Quote: 'The problems consumers flag are ultimately design failures the industry can fix...'

Layout Structure

Large blue quote text on light gradient background with attribution

Key Visual Elements

  • Large blue quotation marks
  • Blue quote text
Page 49
qualitative insights

What Users Want: Stablecoins That Work Like Everyday Payments

Content

Four user quotes on expectations: simple wallets, money-back guarantees, universal acceptance, transparent fees

Layout Structure

Bold headline, four white quote cards arranged horizontally

Key Visual Elements

  • Four quote cards
  • Blue quotation marks
  • Clean card design
Page 50
data insight

Users Aren't Asking for Decentralisation

Content

Top 5 improvement requests: merchant acceptance (16%), speed/reliability (15%), consumer protection (14%), UX improvements (10%), lower fees (8%)

Layout Structure

Left headline, right numbered grid (1-5) with descriptions for each improvement

Key Visual Elements

  • Large numbered grid
  • Five improvement categories
  • Percentage weights
Page 51
statement/quote

The Gap Is Clear - Infrastructure Exists, Demand Exists

Content

Statement: what's missing is acceptance, simplicity, protection - connective tissue to make stablecoins a default payment method

Layout Structure

Large bold statement text on light gradient background

Key Visual Elements

  • Bold dark typography
  • Light gradient background
Page 52
section divider

Appendix Section Divider

Content

Section divider for Appendix

Layout Structure

Dark blue gradient with white 'Appendix' text

Key Visual Elements

  • Dark gradient background
Page 53
appendix data table

Country Sample Breakdown

Content

Sample sizes by country and region. Total 4,658 across 16 countries. High-income and low/middle-income economy tables.

Layout Structure

Two data tables with green/teal highlighting showing sample distribution

Key Visual Elements

  • Two structured tables
  • Green/teal cell highlighting
  • Regional grouping
Page 54
appendix data table

Ownership and Intent to Own by Country

Content

Country-level stablecoin ownership vs intent. Africa leads (79% ownership, 76% intent). Europe lowest (36% ownership, 40% intent).

Layout Structure

Two side-by-side data tables with green/teal highlighting and significance indicators

Key Visual Elements

  • Dual comparison tables
  • Green significance arrows
  • Red/green indicators
Page 55
appendix data visualization

Ownership of USDT and USDC by Country

Content

USDT vs USDC ownership by country. Nigeria leads USDT (59%) and USDC (48%). Western markets significantly lower.

Layout Structure

Horizontal bar chart with dual bars (USDT darker, USDC lighter) per country

Key Visual Elements

  • Dual horizontal bar chart
  • Green/teal color scheme
  • Significance indicators
Page 56
appendix data table

Desire to Spend Stablecoins by Category and Country

Content

Heatmap-style matrix: 10 spending categories x 16 countries. Nigeria leads most categories. Online trading highest overall.

Layout Structure

Large data matrix table with green gradient cell shading indicating percentage levels

Key Visual Elements

  • Heatmap matrix
  • Green gradient shading
  • Significance arrows
Page 57
closing slide

Back Cover

Content

Closing page with BVNK branding

Layout Structure

Dark blue gradient - clean close

Key Visual Elements

  • Dark gradient
  • BVNK logo

Frequently Asked Questions

Common questions about this slide and the underlying presentation content.

What is the BVNK Stablecoin Utility Report 2026?

It is a comprehensive 57-page research report by BVNK, in partnership with YouGov, Coinbase, and Artemis, surveying 4,658 adults across 15 countries to understand how global consumers actually use stablecoins for ownership, spending, earning, and payments.

How many countries and respondents does this report cover?

The report covers 15 countries across 7 regions (North America, Latin America, Europe, Southeast Asia, South Asia, Africa, Asia-Pacific) with 4,658 survey respondents, grouped by high-income and low/middle-income economy classifications.

What are the key findings on stablecoin adoption?

54% of respondents held stablecoins in the last 12 months, 56% intend to acquire more, and 49% increased their holdings. Ownership is highest in Africa (79%) and skews young (54% aged 18-34) and entrepreneurial.

What does the report say about stablecoin spending?

Stablecoins move fast - 28% convert or spend within days. Desire to spend exceeds current spending in every category tested. 71% would use a linked debit card, and 52% have bought specifically because a merchant accepted stablecoins.

How can I use this presentation template?

This template is ideal for fintech presentations, investor pitches, industry conference talks, board strategy decks, and market research briefings on stablecoin adoption, digital payments, and financial inclusion trends.

What makes this report design stand out?

The report features a clean, modern design with BVNK's signature dark blue and cyan gradient palette, professional data visualizations, lifestyle photography, expert commentary sections, bold statement slides, and consistent branding throughout all 57 pages.

What are the main pain points for stablecoin users?

The top frustrations are irreversible payments and risk of losing funds (30%), too many steps to complete a payment (22%), needing to select specific blockchains (20%), and unfavorable exchange rates (20%). Users want stablecoins to work like everyday payments.

What opportunity does this report highlight for banks?

77% of respondents would open a stablecoin wallet if their bank or fintech app offered one (rising to 83% in low/middle-income economies). The trust is already there - the infrastructure gap is the only thing holding banks back.

2slides

Create Your Own Slides

Turn your ideas into professional presentations in seconds with 2slides AI.

Create World-Class Slides in Seconds

Reference professional designs, choose your style, and generate slides with perfect text rendering. Powered by Nano Banana—start creating your presentation now.

© 2026 2slides. All rights reserved.